Frequently Asked Questions

+Does Traffic Insurance Policy cover the damage to my own car?

No. The damage to the Insured's own vehicle is not covered by Traffic Insurance Policy. It covers the bodily and material damage done to third parties by the cause of using the vehicle.

+Does Car Insurance Policy cover the damage to the other car?

No. Car Insurance Policy covers the damage to the Insured's own vehicle. However, for the part of the damage to the other car/third parties over traffic insurance policy, voluntary financial liability coverage of the car insurance may be paid to the third party within the limits.

+I have car insurance policy; if I sell my car, does my car insurance change hands as well?

No. Car insurance policy does not change hands. Policy is cancelled and the premiums on daily base are returned to the Insured. The new owner of the vehicle may buy a new insurance policy if he/she wishes.

+I have health insurance policy; what can I do when I need an ambulance?

The only thing to do is call Customer Services on 444 0 466. Our customers may benefit from ambulance service within the scope of assistance services.

+What is the first thing to do in case of damage?

In case of damage to house, workplace or vehicle, you can call Customer Services on 444 0 466, give notice of claim and have detailed information on the process.

+Can I track the status on your damage file online?

Yes. You can track the status on files of car insurance and traffic vehicle damage from file monitoring under the Online Transactions menu.

+Do all car insurance policies have assistance coverage?

Assistance coverage is added to the coverage in the policy for a fee on customer's demand. If there is the expression "Assistance" in the Coverage and Premiums part of your policy, it means you have the related coverage.

+How can I benefit from the Rent-A-Car service in the scope of Assistance coverage?

To benefit from Rent-A-Car service, an incident covered by car insurance has to occur and the time period of repairing should be over than 24 hours. If these requirements are met, customers can benefit from Rent-A-Car service maximum 7 times per incident, and maximum 3 times a year as stated in the assistance clause.

+How can I benefit from the services in the scope of Assistance coverage?

By calling ERGO Sigorta Customer Services (444 0 466).

+How can I buy a policy?

You can go to the nearest agency of ours. You can find the contact information about our agencies online or through our Customer Services (444 0 466) line.

Customer Services

ERGO Sigorta 444 0 466

ERGO Emeklilik ve Hayat 444 3746

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Frequently Asked Questions